Why do I need a Down Payment to buy a home?  Coming up with enough cash for a down payment to buy a house can be the single biggest roadblock for prospective home buyers. But how much of a down payment do you really need? That depends on the type of loan, your lender and […]

Why is my Credit so important?  Your credit scores may affect which of these mortgages you can qualify for and the terms of your loan. Sometimes, a credit score in the 600 range could translate to about half a percentage point more in interest than a credit score in the 700 range. It may seem like […]

Hi Everyone! I wanted to share my expert knowledge regarding Owning a Condo, whether this be for personal use, long term rental or short term rental like Air BnB or Vrbo.   My husband and I own many condos in our local area of St. Charles county and at the ever popular Lake of the […]